Planning for Retirement

Retiring can be a simple process if you plan ahead. This section of the TRS website provides information and helps you to decide when it is the right time for you to begin the retirement process and what retirement options are available for you. This timeline is meant to be a general example of the retirement process. Your specific timeline may differ.

Planning ahead can help ensure a smooth transition into retirement. TRS experiences a high volume of retirements during the months of May through August. Don’t delay!

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Retirement Estimate Calculator Instructions

Retirement Income and Expenses Worksheet (downloadable electronic copy)

Step 1 10-12 MONTHS prior to retirement

Understanding the Pillars of a Secure Retirement

Step 2 6 MONTHS prior to retirement date, submit

Retirement Income and Expenses Worksheet

Step 3 30-60 DAYS prior to retirement date

Financial Awareness

Planning Your Retirement Information

Retirement Estimate Calculator

Retirement Income and Expenses Estimator

Withholding Calculator

Retirement Calculators

Employment After Retirement (January 2017) (pdf)

Service Credit Brochure

Group Retirement Sessions

TRS Member Education Videos

Partial Lump Sum Option (PLSO)

Long Term Care Insurance

TRS Tier Placement Map

Retiree Health Plans

Additional Resources

Plan Ahead to Avoid Delays

Steps: Planning for Retirement

Contact Member Services

TRS Telephone Counseling Center

Planning for Retirement

​Contact Member Services

Contact Member Services