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Teachers Retirement System

2022-23 TRS-ActiveCare Rates Are Here

​​Local Health Care Texas-Sized Benefits

2022-23 TRS-ActiveCare Rates Are Here

Premium Rates Stay Flat or Decrease Across Regionally Priced Plans

TRS-ActiveCare moved to regional rating to ensure prices reflect the cost of health care in your area. And now, in the 2022-23 plan year, none of the 20 Education Service Center regions will see a price increase from last year.

This is also in part due to additional federal COVID-19 funding from the Governor and Texas legislative leadership. Read TRS' press release for more details: April 28, 2022: TRS-ActiveCare Rates Stay Flat Thanks to Additional Funding (pdf).

With these factors, the 2022-23 plan year is a reset for TRS-ActiveCare. We’ll continue to innovate in order to keep your prices competitive and your benefits robust and personal. Rising medical cost trends are an ongoing challenge. But we landed on an important starting point for our new regionally priced plans.

Personal, Simple Health Care

Your TRS-ActiveCare benefits customize health care to your needs and help remove confusing barriers. You have access to things like:

  • 24/7 customer service through Personal Health Guides
  • Health advocates who can work directly with your doctors
  • One-on-one coaching to help you reach wellness goals
  • Copay plans so you pay a set amount for your medical visits
  • Zero-to-low-cost telemedicine for care anytime, anywhere
  • And more!

Why TRS Moved to Regional Pricing

Health care is personal, not one-size-fits-all. It changes as we age, shift lifestyles, or grow our families. It can even change depending on where we live. And just like gas or groceries, health care prices vary from place to place.

This is why TRS is moving to regional pricing — so the prices you pay reflect where you live and work.

Frequently asked questions about regional pricing.

What This Means For You

The only change regional rating makes to your plan is how it’s priced. You can still access 90% of Texas hospitals and the network with the most doctors in Texas. And you don’t need to limit where you seek care. If you work in Region 1 but want to see a doctor in Region 2, you can!

Review Your Rates

Your 2022-23 rate is based on the Education Service Center (ESC) of your employer. If you don't know which ESC this is, please search for your employer's name in this ActiveCare Districts list (pdf). If your employer switched ESCs after Oct. 4, 2021, your 2022-23 rates are still based on their previous ESC.

Click on your ESC region below for a preview of total premiums for each plan. The prices listed are before your employer’s contribution, which will be a minimum of $225. Check with your employer to find out how much they will contribute.


Region 1Region 1

Region 1 TRS-ActiveCare Plan Highlights

2022-23 TRS-ActiveCare Rates - Region 1
Tier TRS-ActiveCare PrimaryTRS-ActiveCare Primary+TRS-ActiveCare HDTRS-ActiveCare 2
Employee Only$331.00$415.00$341.00$1,013.00
Employee and Spouse$932.00$1,014.00$958.00$2,402.00
Employee and Child(ren)$594.00$668.00$611.00$1,507.00
Employee and Family$1,115.00$1,275.00$1,146.00$2,841.00
 
BCBSTX South Texas HMO Monthly Premiums
Coverage Tier2023 Plan Year Premiums Per Month
Employee Only$614.64
Employee & Spouse$1,484.16
Employee & Child(ren)$961.22
Employee & Family$1,579.76

Region 2Region 2

Region 2 TRS-ActiveCare Plan Highlights

2022-23 TRS-ActiveCare Rates - Region 2
Tier TRS-ActiveCare PrimaryTRS-ActiveCare Primary+TRS-ActiveCare HDTRS-ActiveCare 2
Employee Only$401.00$504.00$414.00$1,013.00
Employee and Spouse$1,130.00$1,231.00$1,163.00$2,402.00
Employee and Child(ren)$721.00$810.00$742.00$1,507.00
Employee and Family$1,353.00$1,548.00$1,391.00$2,841.00

Region 3Region 3

Region 3 TRS-ActiveCare Plan Highlights

2022-23 TRS-ActiveCare Rates - Region 3
Tier TRS-ActiveCare PrimaryTRS-ActiveCare Primary+TRS-ActiveCare HDTRS-ActiveCare 2
Employee Only$417.00$524.00$427.00$1,013.00
Employee and Spouse$1,176.00$1,280.00$1,202.00$2,402.00
Employee and Child(ren)$750.00$843.00$766.00$1,507.00
Employee and Family$1,405.00$1,610.00$1,437.00$2,841.00
 

Region 4

Region 4 TRS-ActiveCare Plan Highlights

2022-23 TRS-ActiveCare Rates - Region 4
Tier TRS-ActiveCare PrimaryTRS-ActiveCare Primary+TRS-ActiveCare HDTRS-ActiveCare 2
Employee Only$395.00$496.00$407.00$1,013.00
Employee and Spouse$1,113.00$1,212.00$1,145.00$2,402.00
Employee and Child(ren)$709.00$798.00$731.00$1,507.00
Employee and Family$1,332.00$1,523.00$1,370.00$2,841.00
 
Scott and White HMO Plan Monthly Premiums
Coverage Tier2023 Plan Year Premiums Per Month
Employee Only$527.81
Employee & Spouse$1,325.22
Employee & Child(ren)$848.31
Employee & Family$1,525.20

Region 5

Region 5 TRS-ActiveCare Plan Highlights

2022-23 TRS-ActiveCare Rates - Region 5
Tier TRS-ActiveCare PrimaryTRS-ActiveCare Primary+TRS-ActiveCare HDTRS-ActiveCare 2
Employee Only$417.00$527.00$429.00$1,013.00
Employee and Spouse$1,176.00$1,290.00$1,209.00$2,402.00
Employee and Child(ren)$751.00$849.00$772.00$1,507.00
Employee and Family$1,405.00$1,622.00$1,445.00$2,841.00

Region 6

Region 6 TRS-ActiveCare Plan Highlights

2022-23 TRS-ActiveCare Rates - Region 6
TierTRS-ActiveCare PrimaryTRS-ActiveCare Primary+TRS-ActiveCare HDTRS-ActiveCare 2
Employee Only$402.00$505.00$415.00$1,013.00
Employee and Spouse$1,133.00$1,234.00$1,166.00$2,402.00
Employee and Child(ren)$723.00$812.00$744.00$1,507.00
Employee and Family$1,356.00$1,552.00$1,394.00$2,841.00
 
Scott and White HMO Plan Monthly Premiums
Coverage Tier2023 Plan Year Premiums Per Month
Employee Only$527.81
Employee & Spouse$1,325.22
Employee & Child(ren)$848.31
Employee & Family$1,525.20
 
 

Region 7

Region 7 TRS-ActiveCare Plan Highlights

2022-23 TRS-ActiveCare Rates - Region 7
TierTRS-ActiveCare PrimaryTRS-ActiveCare Primary+TRS-ActiveCare HDTRS-ActiveCare 2
Employee Only$408.00$513.00$423.00$1,013.00
Employee and Spouse$1,151.00$1,254.00$1,189.00$2,402.00
Employee and Child(ren)$734.00$825.00$759.00$1,507.00
Employee and Family$1,378.00$1,577.00$1,422.00$2,841.00

Region 8

Region 8 TRS-ActiveCare Plan Highlights

2022-23 TRS-ActiveCare Rates - Region 8
TierTRS-ActiveCare PrimaryTRS-ActiveCare Primary+TRS-ActiveCare HDTRS-ActiveCare 2
Employee Only$406.00$510.00$418.00$1,013.00
Employee and Spouse$1,144.00$1,246.00$1,176.00$2,402.00
Employee and Child(ren)$730.00$820.00$750.00$1,507.00
Employee and Family$1,370.00$1,567.00$1,407.00$2,841.00

Region 9

Region 9 TRS-ActiveCare Plan Highlights

2022-23 TRS-ActiveCare Rates - Region 9
TierTRS-ActiveCare PrimaryTRS-ActiveCare Primary+TRS-ActiveCare HDTRS-ActiveCare 2
Employee Only$417.00$527.00$422.00$1,013.00
Employee and Spouse$1,176.00$1,288.00$1,187.00$2,402.00
Employee and Child(ren)$751.00$848.00$757.00$1,507.00
Employee and Family$1,405.00$1,620.00$1,419.00$2,841.00
 

There are no benefit changes to the BCBSTX West Texas HMO.

BCBSTX West Texas HMO Monthly Premiums
Coverage Tier2023 Plan Year Premiums Per Month
Employee Only$689.60
Employee & Spouse$1,672.26
Employee & Child(ren)$1,083.58
Employee & Family$1,775.58
 
 

Region 10

Region 10 TRS-ActiveCare Plan Highlights

2022-23 TRS-ActiveCare Rates - Region 10
TierTRS-ActiveCare PrimaryTRS-ActiveCare Primary+TRS-ActiveCare HDTRS-ActiveCare 2
Employee Only$410.00$515.00$422.00$1,013.00
Employee and Spouse$1,157.00$1,259.00$1,187.00$2,402.00
Employee and Child(ren)$738.00$829.00$757.00$1,507.00
Employee and Family$1,384.00$1,584.00$1,419.00$2,841.00
 
Scott and White HMO Plan Monthly Premiums
Coverage Tier2023 Plan Year Premiums Per Month
Employee Only$543.35
Employee & Spouse$1,364.92
Employee & Child(ren)$873.57
Employee & Family$1,570.98

Region 11

Region 11 TRS-ActiveCare Plan Highlights

2022-23 TRS-ActiveCare Rates - Region 11
TierTRS-ActiveCare PrimaryTRS-ActiveCare Primary+TRS-ActiveCare HDTRS-ActiveCare 2
Employee Only$417.00$525.00$429.00$1,013.00
Employee and Spouse$1,176.00$1,284.00$1,209.00$2,402.00
Employee and Child(ren)$751.00$845.00$772.00$1,507.00
Employee and Family$1,405.00$1,614.00$1,445.00$2,841.00
 
Scott and White HMO Plan Monthly Premiums
Coverage Tier2023 Plan Year Premiums Per Month
Employee Only$569.24
Employee & Spouse$1,431.08
Employee & Child(ren)$915.65
Employee & Family$1,647.24

Region 12

Region 12 TRS-ActiveCare Plan Highlights

2022-23 TRS-ActiveCare Rates - Region 12
TierTRS-ActiveCare PrimaryTRS-ActiveCare Primary+TRS-ActiveCare HDTRS-ActiveCare 2
Employee Only$365.00$458.00$375.00$1,013.00
Employee and Spouse$1,029.00$1,120.00$1,055.00$2,402.00
Employee and Child(ren)$656.00$737.00$673.00$1,507.00
Employee and Family$1,232.00$1,409.00$1,261.00$2,841.00
 
Scott and White HMO Plan Monthly Premiums
Coverage Tier2023 Plan Year Premiums Per Month
Employee Only$491.55
Employee & Spouse$1,232.58
Employee & Child(ren)$789.39
Employee & Family$1,418.42
 
 

Region 13

Region 13 TRS-ActiveCare Plan Highlights

2022-23 TRS-ActiveCare Rates - Region 13
TierTRS-ActiveCare PrimaryTRS-ActiveCare Primary+TRS-ActiveCare HDTRS-ActiveCare 2
Employee Only$364.00$457.00$376.00$1,013.00
Employee and Spouse$1,026.00$1,117.00$1,058.00$2,402.00
Employee and Child(ren)$654.00$735.00$675.00$1,507.00
Employee and Family$1,228.00$1,405.00$1,265.00$2,841.00
 

There are no benefit changes to the BCBSTX West Texas HMO.

BCBSTX West Texas HMO Monthly Premiums
Coverage Tier2023 Plan Year Premiums Per Month
Employee Only$689.60
Employee & Spouse$1,672.26
Employee & Child(ren)$1,083.58
Employee & Family$1,775.58
 
Scott and White HMO Plan Monthly Premiums
Coverage Tier2023 Plan Year Premiums Per Month
Employee Only$491.55
Employee & Spouse$1,232.58
Employee & Child(ren)$789.39
Employee & Family$1,418.42

Region 14

Region 14 TRS-ActiveCare Plan Highlights

2022-23 TRS-ActiveCare Rates - Region 14
TierTRS-ActiveCare PrimaryTRS-ActiveCare Primary+TRS-ActiveCare HDTRS-ActiveCare 2
Employee Only$370.00$465.00$382.00$1,013.00
Employee and Spouse$1,044.00$1,136.00$1,075.00$2,402.00
Employee and Child(ren)$666.00$748.00$686.00$1,507.00
Employee and Family$1,249.00$1,429.00$1,285.00$2,841.00
 

There are no benefit changes to the BCBSTX West Texas HMO.

BCBSTX West Texas HMO Monthly Premiums
Coverage Tier2023 Plan Year Premiums Per Month
Employee Only$689.60
Employee & Spouse$1,672.26
Employee & Child(ren)$1,083.58
Employee & Family$1,775.58

Region 15

Region 15 TRS-ActiveCare Plan Highlights

2022-23 TRS-ActiveCare Rates - Region 15
TierTRS-ActiveCare PrimaryTRS-ActiveCare Primary+TRS-ActiveCare HDTRS-ActiveCare 2
Employee Only$378.00$474.00$393.00$1,013.00
Employee and Spouse$1,064.00$1,159.00$1,106.00$2,402.00
Employee and Child(ren)$679.00$763.00$705.00$1,507.00
Employee and Family$1,274.00$1,457.00$1,322.00$2,841.00
 

There are no benefit changes to the BCBSTX West Texas HMO.

BCBSTX West Texas HMO Monthly Premiums
Coverage Tier2023 Plan Year Premiums Per Month
Employee Only$689.60
Employee & Spouse$1,672.26
Employee & Child(ren)$1,083.58
Employee & Family$1,775.58
 
 

Region 16

Region 16 TRS-ActiveCare Plan Highlights

2022-23 TRS-ActiveCare Rates - Region 16
TierTRS-ActiveCare PrimaryTRS-ActiveCare Primary+TRS-ActiveCare HDTRS-ActiveCare 2
Employee Only$380.00$478.00$394.00$1,013.00
Employee and Spouse$1,072.00$1,168.00$1,107.00$2,402.00
Employee and Child(ren)$684.00$769.00$706.00$1,507.00
Employee and Family$1,283.00$1,468.00$1,324.00$2,841.00
 

There are no benefit changes to the BCBSTX West Texas HMO.

BCBSTX West Texas HMO Monthly Premiums
Coverage Tier2023 Plan Year Premiums Per Month
Employee Only$689.60
Employee & Spouse$1,672.26
Employee & Child(ren)$1,083.58
Employee & Family$1,775.58

Region 17

Region 17 TRS-ActiveCare Plan Highlights

2022-23 TRS-ActiveCare Rates - Region 17
TierTRS-ActiveCare PrimaryTRS-ActiveCare Primary+TRS-ActiveCare HDTRS-ActiveCare 2
Employee Only$368.00$462.00$380.00$1,013.00
Employee and Spouse$1,038.00$1,130.00$1,069.00$2,402.00
Employee and Child(ren)$662.00$744.00$682.00$1,507.00
Employee and Family$1,242.00$1,421.00$1,279.00$2,841.00
 

There are no benefit changes to the BCBSTX West Texas HMO.

BCBSTX West Texas HMO Monthly Premiums
Coverage Tier2023 Plan Year Premiums Per Month
Employee Only$689.60
Employee & Spouse$1,672.26
Employee & Child(ren)$1,083.58
Employee & Family$1,775.58

Region 18

Region 18 TRS-ActiveCare Plan Highlights

2022-23 TRS-ActiveCare Rates - Region 18
TierTRS-ActiveCare PrimaryTRS-ActiveCare Primary+TRS-ActiveCare HDTRS-ActiveCare 2
Employee Only$343.00$431.00$354.00$1,013.00
Employee and Spouse$967.00$1,053.00$996.00$2,402.00
Employee and Child(ren)$616.00$693.00$635.00$1,507.00
Employee and Family$1,157.00$1,324.00$1,190.00$2,841.00
 

There are no benefit changes to the BCBSTX West Texas HMO.

BCBSTX West Texas HMO Monthly Premiums
Coverage Tier2023 Plan Year Premiums Per Month
Employee Only$689.60
Employee & Spouse$1,672.26
Employee & Child(ren)$1,083.58
Employee & Family$1,775.58
 
 

Region 19

Region 19 TRS-ActiveCare Plan Highlights

2022-23 TRS-ActiveCare Rates - Region 19
TierTRS-ActiveCare PrimaryTRS-ActiveCare Primary+TRS-ActiveCare HDTRS-ActiveCare 2
Employee Only$362.00$454.00$376.00$1,013.00
Employee and Spouse$1,020.00$1,110.00$1,058.00$2,402.00
Employee and Child(ren)$650.00$731.00$675.00$1,507.00
Employee and Family$1,221.00$1,396.00$1,265.00$2,841.00

Region 20

Region 20 TRS-ActiveCare Plan Highlights

2022-23 TRS-ActiveCare Rates - Region 20
TierTRS-ActiveCare PrimaryTRS-ActiveCare Primary+TRS-ActiveCare HDTRS-ActiveCare 2
Employee Only$346.00$434.00$357.00$1,013.00
Employee and Spouse$976.00
$1,062.00$1,005.00$2,402.00
Employee and Child(ren)$622.00$699.00$641.00$1,507.00
Employee and Family$1,168.00$1,336.00$1,202.00$2,841.00