Here, you’ll push the calculator buttons; watch – and rewatch – retirement videos; review your benefits, and much more! Explore the retirement resources at your fingertips any time as you plan for your future.
Understanding the Pillars of a Secure Retirement
Set up for success in retirement! With resources and a little planning ahead, you can ensure you’re on the right track toward a financially secure retirement.
Learn what it takes to uphold the strong foundation of a secure retirement as well as how to make the most of your finances along the way.
Describes TRS retirement eligibility requirements for normal age, early age, and disability retirements.
Describes the TRS Standard Annuity as well as five optional forms of annuity available from TRS.
Partial Lump Sum Option (PLSO)
Describes eligibility requirements and distribution amounts for a PLSO distribution. If selected at retirement, this is in addition to a reduced monthly annuity.
Provides information regarding the date your employment must be terminated, the deadline for filing your retirement application, and the deadline for payment of additional service credit.
The Retirement Estimate calculator may be used to estimate your potential retirement benefits. Log in to MyTRS and find the Benefit Calculator under the Planning Tools tab. The calculator will automatically import current data from your TRS records such as your tier, years of service credit, and the highest annual salaries. You can change the data if you want to explore the differences.
Retirement Income and Expenses Estimator (Excel document, will download to your computer)
Retirement Income and Expenses Estimator (pdf)To help ensure your readiness to retire, it’s important to estimate your future needs now so you have time to make adjustments, if needed. Download or print a copy of the Retirement Income and Expenses Worksheet above to help you estimate the monthly income and expenses you expect to have in retirement.
If you are currently receiving a monthly payment from TRS, please log in to MyTRS and visit Tax Withholding Calculator under Payments. The calculator allows you to see the impact to your income tax withholding based on your proposed changes.
If you wish to make a permanent change to your withholding preferences, visit Tax Withholding under Payments. This feature will allow you to modify your withholding preferences and submit those changes to TRS. Any changes submitted should be reflected after one business day.
Find your tier to better understand your retirement eligibility requirements.
If you're considering retirement within the next 12 months, requesting a formal estimate of your retirement benefits is one of the first steps you need to take to formally begin the retirement process. Learn more about creating your own estimate using the MyTRS Benefit Calculator, then submitting a formal estimate when you're ready.
Learn about TRS-Care health plans available to you as a TRS retiree.