The resources on this page cover the key takeaways related to employment after retirement (EAR). Explore the information below to stay in the know.
Videos
Survivor Benefits
FAQs
Whether a service retiree or disability retiree, there are important things you should know before returning to work for a TRS-covered employer after you retire. You may also have some questions about the process. Some topics include:
- When can I return to work after Service/Disability Retirement?
- How much can I work as a Service/Disability Retiree (one-half time or less, full time, etc.)?
- What are the EAR exceptions and who do they apply to?
- What happens if my employment does not qualify for an exception/I exceed the EAR limits/What is the “Three Strikes” process?
- Who must observe a one-month break in service or a 12-full, consecutive-calendar-month break in service before returning to work?
Refresh and find answers to these questions, and more, here:
Surcharges are additional contributions that TRS-covered employers must pay to TRS for employing TRS retirees who retired after Sept. 1, 2005 and who work more than one-half time during a month. Effective Sept. 1, 2021, your employer can no longer pass any surcharge amount on to you. Learn more here:
You have the option to repay ineligible payments in a lump sum or service retirees can elect to have a portion of your annuity deducted for the rest of your lifetime. The deduction does not pass on to your beneficiary.
Here, we can help you learn more about who can enroll in TRS-Care, how to enroll, about special enrollment events, and more:
You’re allowed a one-time only trial work period to determine if you can return to work full time. For more information and to opt for the trial work period, review the following resources:
If you continue to work full time after your one-time trial work period has ended, you will be recovered from disability retirement and returned to active membership. You may also send TRS a request in writing to recover from disability retirement if you have returned to work full time in a TRS-eligible position.
Find more information on returning to active membership and service retirement here:
When recovering from disability retirement and returning to active membership, you may want to review and update your beneficiary designation, if needed. There are a couple of ways to do this:
- MyTRS – Log in and update the information under the Beneficiary tab
- Complete and submit the Designation of Beneficiary (Form TRS15) to TRS