In many divorces, the court will order that retirement plan benefits be divided between the spouse who participates in the retirement system and the spouse who is not a participant.
- The purpose of a domestic relations order (DRO) is to allow TRS to pay the spouse or former spouse directly as an alternate payee.
- TRS cannot issue a payment directly to an alternate payee, even if the court awards an interest in the participant’s retirement plan benefits to the alternate payee, unless the court enters a DRO.
- TRS must also determine the DRO to be a "qualified" domestic relations order (QDRO).
- Approval (or qualification) of a DRO by TRS ensures that the alternate payee will receive the portion awarded by the court at the appropriate time (usually, after TRS begins distributions to the participant).
- Although a judge signs a DRO, it is TRS that determines whether that order is qualified.
Frequently Asked Questions:
- Will My TRS Retirement Plan Benefits Be Divided?
- What Account Information Can TRS Provide?
- What Is a TRS Model Domestic Relations Order (DRO)?
- What Information Is Needed When Preparing TRS Model Domestic Relations Order (DRO)?
- What Is Required To Verify Social Security Numbers of the Parties for TRS?
- What Documents Does TRS Need?
- What Is the Review Process for a Domestic Relations Order (DRO)?
- How Is a Qualified Domestic Relations Order (QDRO) Terminated?
- What Other Actions May Be Taken in a Divorce Proceeding?
Required TRS Model Domestic Relations Order:
Depending on participant’s membership status at time of divorce, the active model should be used if the member is not retired as of the date of the divorce. The retiree model should be used if the participant is retired as of the date of the divorce. The language is different for each, as described below.
- Explanation of the Model Domestic Relations Order
- TRS Model Domestic Relations Order for Active Members
- TRS Model Domestic Relations Order for Retirees
- TRS 629 - Verification of Social Security Number for Qualification of a Domestic Relations Order (QDRO) Form
- TRS 629I - Omitting Social Security Numbers from Domestic Relations Orders (Instructions)