Skip Ribbon Commands
Skip to main content
Teachers Retirement System

TRS-Care for Participants with Medicare

TRS-Care provides health coverage for more than 250,000 retired educators, school staff and their families. TRS stands firm in its commitment and responsibility to provide quality health coverage to those who have dedicated their careers to public education.

If you’ve retired from public education and are eligible for Medicare, you can benefit from comprehensive health care coverage through the TRS-Care Medicare Advantage plan and Medicare Rx prescription drug plan created exclusively for TRS-Care participants.

What’s new for your 2018 health plan

Facing unsustainable cost increases for TRS-Care, the Texas Legislature and TRS Board of Trustees made significant changes to TRS-Care to sustain the program. Beginning Jan. 1, 2018, all retirees who are eligible for Medicare (as well as their Medicare-eligible dependents) will have medical coverage through the TRS-Care Medicare Advantage plan and prescription drug coverage through the TRS-Care Medicare Rx plan administered by SilverScript.


2018 TRS-Care plan documents
Customer support
Learn more about TRS-Care
Visit online benefits counselor
Search for doctors
Find prescription drug costs

News and updates

What’s covered under my benefits to manage diabetes

​March 2018

Here are some things to remember when using your health plan to maintain your health while living with diabetes.


New Medicare ID cards coming this year

March 2018

The Center for Medicare & Medicaid Services (CMS) will issue new Medicare ID cards. Participants with Texas addresses will start receiving new cards this summer.


​Thinking about a Medicare plan in the individual market? Ask your agent about the items on this checklist.

TRS understands that due to changes to TRS-Care in 2018, retirees may be considering their health plan options in the individual insurance market. Know that TRS-Care was uniquely designed for retired Texas public school employees. TRS-Care provides broader and more generous coverage than many other individual Medicare plans, and in the long run, is likely to have lower total out-of-pocket costs. As you begin to consider your options, be sure to think about your health care costs now – and in the future.

This helpful checklist can help you compare TRS-Care with individual plans.

TRS Today TRS-Care Updates

In this TRS Today video, TRS Chief Health Officer, Katrina Daniel, discusses the funding appropriated from the Texas Legislature and the plan design changes adopted by the TRS Board of Trustees.

Additional Resources

Employment After Retirement (January 2017)
Group Long-term Care Insurance FAQs
NEW: 2018 TRS-Care Guide for Medicare Eligible Participants
Notice of Privacy Practices (TRS 626)


TRS-Care Alternative Plan

The TRS-Care Alternative Plan is only available to certain retirees and their dependents who are (i) eligible for TRS-Care, (ii) eligible for Medicare, and (iii) either do not have reasonable access to a particular provider, or do not have Medicare Part B and as of Jan. 1, 2018, the individual’s ability to obtain Medicare Part B is cost prohibitive (See 34 Texas Administrative Code § 41.12). TRS determines eligibility for the TRS-Care Alternative plan. Participants cannot elect to enroll in the TRS-Care Alternative plan, and TRS will directly contact participants who meet the eligibility criteria and will be enrolled in the TRS-Care Alternative plan.

For more information, please contact Aetna at 1-800-367-3636.


Notice about TRS-Care

TRS-Care is currently funded on a pay-as-you-go basis and is subject to change based on available funding. At the inception of the plan in fiscal year 1986, funding was projected to last 10 years through fiscal year 1995. The original funding was sufficient to maintain the solvency of the fund through fiscal year 2000. Since that time, the appropriations and contributions have been established to be sufficient to provide benefits for the biennium. The Texas Legislature determines the funding of benefits and has no continuing obligation to provide benefits beyond each fiscal year.
(Required disclosure by House Bill 2365)


Nondiscrimination Notice and Language Services

The Teacher Retirement System of Texas complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.

If you (or someone you’re helping) have questions regarding your coverage, you can get help and information in your language at no cost. To talk to an interpreter, call TRS-Care Customer Service at 1-888-237-6762 (TTY: 711). See this information in other languages: 1557-Texas-Taglines (pdf)

Si usted (o alguien a quein usted está ayudando) tiene preguntas respecto de su cobertura, usted puede obtener ayuda e información en su idioma sin costo alguno. Para hablar con un intérprete, llame al servicio de atención al cliente de TRS-Care en 1-888-237-6762 (TTY: 711). Ver esta información en otros idiomas: 1557-Texas-Taglines (pdf)

CHÚ Ý: Nếu bạn nói Tiếng Việt, có các dịch vụ hỗ trợ ngôn ngữ miễn phí dành cho bạn. Gọi số 1-888-237-6762 (TTY: 711).


Notice of Privacy Practices (TRS 626)