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Back to Care: Limited-Time Medicare Enrollment

​​​TRS made positive changes to TRS-Care Medicare Advantage by reducing premiums for retirees. A healthy TRS-Care fund balance, recent federal Medicare changes, and TRS' careful management of the plan allowed for this change.

To allow retirees to return to TRS-Care Medicare Advantage with lower premiums, TRS will offer a Limited-Time Enrollment Opportunity.

This opportunity is available to Medicare-eligible retirees or surviving spouses aged 65 or older if:

  • You were eligible for TRS-Care benefit programs when you retired, even if you didn't enroll.
  • You were previously enrolled in TRS-Care and terminated coverage. 
  • You're a surviving spouse and/or dependent of a deceased TRS-Care-eligible retiree.
     

​You can enroll through March 31, 2026. You may also add your eligible dependents when you enroll.

Under this opportunity, your TRS-Care coverage effective date will be the first day of the following month TRS gets your complete​d and approved application, but no sooner than Jan. 1, 2025. This is a one-time opportunity.

  • Why Choose TRS-Care Medicare Advantage

    ✔️ No Age-Related Premium Increases: Your rate will never change as you get older.

    ✔️ Low Copays: Access the care you need without worrying about high out-of-pocket costs. Our plan offers low copays for doctor visits, prescriptions, and hospitalizations.  

    ✔️ Fixed Copays for Prescription Drugs: Know exactly what you'll pay for your medications with set copays, making it easier to manage your health care budget.

    ✔️ Part D Coverage Included: Your monthly premium includes TRS-Care Medicare Rx at no extra charge, ensuring you have the prescription coverage you need.

    ✔️ Extra Benefits and Preventive Care at No Extra Cost: Stay on top of your health with annual check-ups, screenings, and wellness programs. You also have access to services such as doctor visit transportation and $40 to buy over-the-counter items. See more information on added benefits.

    ✔️ Low Maximum Out-of-Pocket Amounts: You pay less overall and are protected from high cost medical charges

graphic about TRS-Care Medicare Advantage Monthly Premiums

Back-to-Care Essentials

Use these checklists to help you learn more about this limited-time enrollment opportunity and follow the right steps to enroll:

 

In order to enroll or reenroll, you must provide TRS with:

​✔️ Confirmation of Medicare Part B enrollment with the Social Security Administration
✔️ Medicare Beneficiary Identifier (MBI) number
​✔️​ Completed TRS-Care Medicare Advantage enrollment form - Request this from TRS Health by calling 1-888-237-6762

Learn more from these experts:

✔️ Medicare Comparison Resources
✔️​ TRS-Care Medicare Advantage vs. Other Market Plans Video​​
✔️ Six Common Questions Answered Video​​
​✔️ TRS-Care Medicare Advantage & You Webinar (click to register for upcoming session)
✔️ TRS Health at 1-888-237-6762, Mon. – Fri. from 7 a.m. to 6 p.m. CST