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Teachers Retirement System

Potential Changes for TRS-Care Medicare Advantage

​​​​​​​​​​​​​Federal Medicare changes, careful plan management and other factors open path for TRS-Care Medicare Advantage ​​changes


​TRS continually focuses on ways to offer comprehensive health care coverage for the best value. We do this while maintaining the long-term stability of the TRS-Care fund.

Recent federal changes to Medicare, along with TRS' diligent health plan management and other factors have generated savings for the TRS-Care Medicare Advantage plans. This provides TRS with a unique chance to adjust premium costs for those participants.

TRS received direction from Texas legislative leadership to use these savings to reduce TRS-Care Medicare Advantage premiums. It would also allow for a limited-time enrollment opportunity for eligible TRS-Care Medicare Advantage​ participants.

As TRS evaluates how to accomplish these goals while maintaining the fund's long-term stability and the TRS Board of Trustees makes its final decisions, TRS will keep our retirees informed every step of the way. 

We encourage you to sign up for TRS' health newsletter The Pulse and our agency newsletter, Fresh Picks. And it's always a good idea to follow our social media accounts.

Below are frequently asked questions (FAQs) based on current information. We'll expand these as more information is available.  

Which plans may reopen for the limited-time enrollment opportunity?
Why would this only happen for TRS-Care Medicare Advantage?
Why now?
When will TRS approve 2025 TRS-Care rates?
How can eligible retirees and surviving spouses enroll and when can they request an application?
Can eligible retirees add dependents?