TRS-Care Medicare plans offer important benefits not available through traditional Medicare and include rich pharmacy coverage. TRS-Care Medicare plan features also help protect retirees from uncertain medical and prescription costs and provide many wellness benefits.
TRS-Care Medicare participants may save on average $7001 on total costs compared to typical individual Medicare Advantage and stand-alone Part D plans by reenrolling in TRS-Care2. Plus, the plans include added features such as:
- $400 TRS-Care Medicare Advantage plan deductible
- No separate deductible and premium for TRS-Care Medicare Rx (prescription drug plan)
- Low drug copays and no donut hole
- Lower costs for prescriptions
- Predictable costs
- $2,400 lower out-of-pocket maximum3 (lower than a typical Medicare plan)
TRS-Care Medicare also gives you extra benefits including:
- SilverSneakers® gym membership
- In-home care resources
- Wellness coaching
- Transportation benefits for doctor or pharmacy visits
- Routine vision, eyewear and contact lens allowance
- $40 quarterly allowance for over-the-counter health products
- $0 Real Appeal® Diabetes Prevention Program
- $0 Personal Emergency Response System (PERS)
1 Savings shown are for illustrative purposes only based on estimated plan costs of the TRS-Care Medicare Advantage Plan compared to a Typical Medicare plan. Your actual costs and savings may vary based on your benefit utilization.
2 The Typical Plan represents an individual Medicare Advantage plan that is among those selected most often by TRS-Care retirees moving from the TRS-Care Medicare Advantage plan to an individual Medicare Advantage plan. These plan benefits and costs are calculated using estimated costs and plan details available on Medicare.gov.
3 The amount shown is for illustrative purposes only based on a comparison of the out-of-pocket maximum of the TRS-Care Medicare Advantage Plan and out-of-pocket maximums of a Typical Medicare plan. Your actual costs and savings may vary based on your benefit utilization.