The Pulse
June 2024
It’s almost Annual Enrollment season! Ask your employer about specific dates for your district’s enrollment window, but get ready now by understanding your plan options.
TRS-ActiveCare Primary and TRS-ActiveCare Primary+
With these two plans, you have a Primary Care Provider that manages your health care and a statewide network to choose from. More features include:
- lower deductible and maximum out of pocket
- preventive care covered at 100%
- low copays for doctor visits and generic medications before you meet your deductible
- $25 copays for insulin
- $0 copay for TRS Virtual Mental Health visits
- no-cost diagnostic labs at your doctor's office or an independent lab
- no or low copays for TRS Virtual Health visits
One of these plans may be right for you if:
- you or a family member require frequent doctor visits where a copay may be more convenient
- you or a family member would benefit from careful management of health care needs
- you want a doctor to actively manage your family's health care and coordinate your care with other providers
you want predictable copays for your medical expenses
TRS-ActiveCare HD
With this plan you have a high deductible and coinsurance rates instead of copays. More features include:
- preventive care covered at 100%
- nationwide network of doctors
- no PCP or referrals required
- works with a Health Savings Account
- out-of-network coverage
This plan may be right for you if:
- you or your family members don't have frequent doctor visits
- you want the freedom to choose any provider, even out of network
- you live in Texas, but get care from providers in another state
Decision-making Tools
- To see the features of these plans, visit our TRS-ActiveCare 2024-25 Benefits page. This links to all of our Plan Highlights documents that have specifics on copays, deductibles, coinsurance, and more. Please keep in mind that the premiums listed are not what your final premiums will be. Check with your employer for those.
- Attend a 45-minute virtual webinar about TRS-ActiveCare benefits; multiple dates and times are available. Register for From A to Z: Your TRS-ActiveCare Plan.
- Understand the health care terms of TRS-ActiveCare by watching our video, Learn the Terms: Health Care Edition.
- Access our “How To" video series that help you learn how to use different aspects of your plan.