Skip Ribbon Commands
Skip to main content
MegaMenu
Search
Teachers Retirement System

Pricing Transparency for TRS Health Plans

The Transparency in Coverage final rule issued on October 29, 2020, requires most group health plans and health insurance issuers to provide public disclosures in machine-readable files regarding in-network, out-of-network and prescription drug prices. This health plan price transparency helps consumers know the cost of a covered item or service before receiving care. The information on this webpage was designed to comply with the Transparency in Coverage Final Rule requirements.

TRS-Care, TRS-ActiveCare and the administrator, Blue Cross Blue Shield of Texas (BCBSTX), share pricing information with the public through these machine-readable files.

As the claims administrator for TRS-Care and TRS-ActiveCare, BCBSTX generates the in-network and out-of-network files for TRS-Care and TRS-ActiveCare. The files are posted on the BCBSTX website.

The in-network file discloses negotiated rates between plans and providers for covered items and services. The out-of-network (allowed amount) file discloses unique allowed amounts and billed charges for out-of-network services. Both files are significantly larger than average website downloads and must use compressed .gzip format. Download speeds may vary.

Note: The machine readable claim files are distinct from the claims data TRS makes available for employers that participate in TRS-ActiveCare. See How to Get Claims Data for Your District for more information about claims data for employers to compare TRS-ActiveCare to other options in the market and make informed decisions about employee health benefits.