Whether you were enrolled in TRS-ActiveCare or not, eligible K-12 public education retirees can enroll in TRS-Care. TRS-Care is the group health benefit program for eligible retirees and their eligible dependents. Based on your age when you retire, your options may differ.
There are four plans within TRS-Care:
TRS-Care Standard for non-Medicare retirees
TRS-Care Medicare for Medicare-eligible retirees
TRS-Care Dental
TRS-Care Vision
These are benefits you’ve worked for your entire career! Make TRS-Care the care you can count on during this next chapter of your life.
TRS-Care Standard (not Medicare-eligible when retiring)
TRS-Care Standard offers robust wellness benefits, low copays and has the largest network of providers in Texas. There is statewide and nationwide coverage.
Blue Cross and Blue Shield of Texas (BCBSTX) administers TRS-Care Standard’s medical plan. The pharmacy coverage is administered by Express Scripts. This is a PPO plan with no primary care provider requirements (though we always recommend having one!).
Learn more:
TRS-Care Medicare Advantage (Medicare-eligible when retiring)
UnitedHealthcare administers TRS-Care Medicare Advantage’s medical plan. The pharmacy coverage is administered by Express Scripts. With this plan, you can see any doctor nationwide who accepts Medicare and is willing to bill UnitedHealthcare.
TRS-Care Medicare Advantage is unique in that TRS-Care Medicare Rx is directly included in the plan. There is no separate premium for pharmacy coverage. There are also no age-related premium increases.
Learn more:
TRS-Care Dental and TRS-Care Vision
TRS-Care Dental and TRS-Care Vision are optional plans that can be enrolled in alongside your medical and prescription benefits.
However, you don’t need to be enrolled in one of our medical plans to take advantage of these plans. See and smile confidently with us in your retirement years!
Learn more:
Retire Healthy with TRS-Care Webinar
Join one of our quarterly webinars to make a fully informed decision about health care during your retirement. Retire Healthy with TRS-Care walks through:
an overview of TRS-Care and different plans it offers;
a review of eligibility criteria and enrollment process; and
information on what to expect after you enroll in TRS-Care.
The next sessions will be on Wednesday, May 21 from 10 a.m. to 11:30 a.m. CST.